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One simple formula and our cheapest rate for all merchants
Watch and learn how you can get quick speedy cash and unsecured working capital for your business.
Our Cashair solution
One rate for all our merchants. We offer the cheapest rates in the market!
Reach out with any questions or to set up a call to discover the best path to get a speedy cash infusion to your business.
Monday - Friday: 9h00 am - 5h00 pm
Saturday: Closed
Sunday: Closed
Cashair Capital is a unique cash solution that connects your business with the most affordable cash advances in the market.
A simple solution with a flat rate for all, easy to understand, 2 minutes to apply for and less than 48 hours to get the money you need to your account.
Cashair is a Financial and Technology driven platform that brings innovative cash and cashless solutions to merchants and customers around the world.
Cashair Capital is one of the services we offer and provide to help our merchants succeed and better serve their customers
It is money provided to your business against your future sales. It is not a loan but a way to quickly finance your business against a percentage of your future sales.
Cashair is the only digital cash advances solutions created for merchants by merchants. We have decades of combined Retail experience in multiple business fields.
As a result, we have a deep understanding of our merchants needs or capabilities and are able to come up with a unique set of solutions.
• Minimum 6 months in Business.
• At least 10k in credit/debit card monthly sales.
• Minimum 500 FICO score.
We fund almost any type of Business and are very understanding about some challenging business situations that makes it hard for other lenders to even consider your application.
At Cashair, we always think out of the Box and are looking for ways to help you.
Many other companies charge outrageous interest factor rates that can end up costing you up to 50% and sometimes 100% of the money you took.
For example on a 100k advance you could pay back 200k in just a few months wich can really ruin your business.
Also, complicate processes, sudden changes of terms and multiple hidden fees or charges are often an unfortunate part of their process.
• A fixed Factor rate of 1.2 (20%) or 1.3 (30%). All based on your business history and the time frame of repayment you choose.
• As low as only 10% of your monthly credit card sales deducted.
• Between 6 to 12 months to pay back.
• We will NEVER charge any kind of fees other than the factor rate you will pay. Cashair will always bring you 100% transparency and clarity.
Here you can apply in 2 minutes for your fast funding with our online application. You can upload your Bank statements or even connect your bank account to our software. With Cashair capital, enjoy access to super fast funding and unsecured working capital for your business in no time.
A factor rate is similar to an interest % but is calculated on the overall term of the payment. For example, if you are taking a 100k Cash advance with a 1.20 factor for 8 months, simply multiply 100k by 1.20 (=120k) and this is the amount you will pay back.
Industry Rates for merchant cash advances may vary between 1.15 and 2. A majority of our competitors would charge you a factor rate between 1.35 and 1.5 .
Also, 90% of them will not give you a clear rate up to the Funding time and will charge you all kind of other fees that will end up not getting you the full amount.
For example, on a 100k advance you could end up really getting only 90k to your account.
We will deduct between 10% to 20% of your monthly sales and are giving out repayement terms of 6 to 12 months depending on your needs and capabilities.
Can I choose the time terms and % deductions?
In most situations yes. Cashair capital is always looking to give you the best terms.
Unlike others merchant cash advances, we are working on a relatively very low profit margin business model.
We are working with the best lenders and like us they are concerned about the health of your business and your success. Most MCA players will charge you broker fees and will "upsale" and add a percentage to the rate they are getting from their lenders.
At Cashair, we have negotiated the best terms and are only getting a small fee from the back end of our lenders, NEVER from you.
That will depend on your business history and the terms you are looking for.
Most shorter terms of 6 months will get you qualified to a 1.2 rate while most longer terms will get you a 1.3 factor rate.
At Cashair, more than 90% of our merchants will qualify. We believe that Honest businesses and people that went or are going through some challenges deserve our help regardless of some past mistakes or issues.
No. If some major ongoing issues exist and we can see an explainable situation, we will go above that and do our best to quickly help you.
Based on your capabilities, we will fund between 75% up to 150% of your average monthly sales. For example, if your sales are 50k a month, you can expect approval for between 37k and 75k.
It will only take between 5 minutes to 12 hours to get your offer depending of the additional needed information and your responsiveness.
It will usually take less than 48 hours from the moment you applied to get your merchant cash advance at the best terms.
Any additional questions or concerns? Feel free to call, to send an email or contact us through WhatsApp. We will get you a super fast answer.